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Top money and credit habits to adopt
Like a regular morning workout, some habits you don’t want to break but put into practice. Your financial health is no different. Here are the most powerful additions to your money and credit routine that can help you not just get ahead but stay strong. You may already be doing ...
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All you want for the holidays is to avoid debt? We’ve got you covered.
The holiday countdown is on…and consumers are making their lists and checking them twice. However, it’s important to remember that ‘tis the season for overspending if you’re not careful. In fact, a Lending Tree survey found one-third of consumers amassed holiday debt last year.Fortunately, you can start 2023 with no ...
Uplifting community voices through art
Empowering our communities to thrive is at the core of what we do. That’s why, in 2020, Valley Bank was proud to support the commission of a new mural by the Northern New Jersey Community Foundation (NNJCF) in Englewood, New Jersey to celebrate the impact of Black women on the ...
BNPL credit reporting changes are coming: are you and your customers ready?
Buy-now-pay-later (BNPL) is an increasingly attractive option for customers to pay for purchases. These providers offer instant approval and zero-interest installment payments, making them an attractive option for buyers who may have liquidity or credit issues. Plus, until recently, BNPL providers did not report to credit bureaus. This spring, however, the ...
It’s as easy as an LLC: Why separating business and personal expenses is essential
Business owners may feel like the distinction between business and personal has become increasingly blurred these days, but one thing’s certain — the IRS doesn’t see things that way. As a small business owner, separating your personal wealth from your business finances is essential. Doing so not only helps when ...
How to strengthen your balance sheet before a recession
Knowing a recession is likely on the way is causing a lot of stress and concern for business owners. Taking action can help business owners regain control during uncertain economic times. Keep reading to learn how entrepreneurs can strengthen their balance sheet now to prepare for the potential upcoming recession. What makes ...
5 Questions with Christina PioCosta-Lahue, Vivaria Ecologics
Vivaria’s mission is to reimagine food systems and how we approach food waste to create a more efficient, equitable, and cleaner future. Recapture waste, revitalize the soil, renew our world.Over the years Christina has held management roles in the US and abroad in the education sector, government advisory work, agribusiness, ...
