If you’ve been avidly reading the headlines on the soaring real estate market, you might be thinking that now is the time to cash in…sell your spacious home and move into a smaller place you can rent or own. One issue that many sellers often don’t completely understand is the ...
Homeownership comes with lots of expenses beyond your mortgage payment. If something goes wrong with the property, you'll be responsible for paying for it -- not your landlord. As a result of fears about repair expenses, some homeowners are interested in purchasing a warranty.Home warranties aren't to be confused with ...
Many people find managing their finances to be an intimidating task. Saving money and budgeting can help you achieve many of your life’s goals, but sometimes we lose sight of that when making day-to-day decisions. A financial vision board can help with that, providing a daily, visual reminder of your ...
You worked hard to create an attractive credit rating. It took effort and years to develop, and eventually you reached the top of the scale. And then something happened that caused your credit scores to go backwards.Although credit damage is disheartening, take heart. You know that you are a responsible ...
On Wednesday, the Federal Reserve announced an increase to its federal funds rate. This is the rate at which banks can lend each other excess reserves overnight. It is a benchmark rate, not the rate individual borrowers pay. But it affects the rates of both debt and savings.The increase announced ...
How the Nicotras are making a lasting impactGreat communities don't just happen by accident — they are formed over time by people and businesses who have a goal of strengthening and building up those around them. By looking out for the good of the community, you help create a cycle ...
According to the Congressional Research Service, student loan debt now totals more than $1.6 trillion and continues to climb, placing an economic burden on many young people that is difficult to overcome. Student loan debt has become a national crisis, and the COVID-19 pandemic made it worse.To mitigate some of ...
Before borrowing money, it’s always a wise to stop and analyze whether or not it’s really to your benefit. Any loan or charge should help, not hurt your life. There are times when it might be better to use your own resources rather than turn to a lender, but making ...
While more states are now requiring high schools to teach financial literacy, chances are, if you’ve already graduated, you might not have taken such a class. Having a solid understanding of finance is crucial to ensuring that you can meet your financial goals and live your best life. Here are ...
Companies around the world are feeling inflation, especially companies in the United States. The cost of many goods is rising while the tight labor market is pushing wages up. Although it is always a good time to look at cost-cutting opportunities, that avoids the issue of what exactly is different ...
In honor of Financial Literacy Month, we want to encourage people of all ages to educate themselves on financial topics so they can effectively manage their money and achieve their financial goals.Many people are intimidated by money matters and are unsure of how to manage their own finances, pay their ...
As the Director of Valley’s Women in Business Program, I can’t emphasize enough how important financial literacy is for everyone - especially aspiring women entrepreneurs. Women in business often face financial challenges and roadblocks that their male counterparts may not and expanding their financial education can help overcome many of ...
Like a regular morning workout, some habits you don’t want to break but put into practice. Your financial health is no different. Here are the most powerful additions to your money and credit routine that can help you not just get ahead but stay strong. You may already be doing ...
If you’ve been avidly reading the headlines on the soaring real estate market, you might be thinking that now is the time to cash in…sell your spacious home and move into a smaller place you can rent or own. One issue that many sellers often don’t completely understand is the ...