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Making homeownership a reality for families in Delray Beach
Our Commitment

Making homeownership a reality for families in Delray Beach

Low-and-moderate income (LMI) homebuyers have particularly been affected by the housing market’s volatile interest rates, keeping the dream of homeownership out of reach for many.It’s a challenge that requires innovative solutions, which is why Valley joined the Delray Beach Community Development Corporation (DBCDC), the County of Palm Beach’s Department of ...

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How to optimize cash flow with working capital management
Commercial Insight

How to optimize cash flow with working capital management

Cash flow optimization is vital to any successful business – especially now as interest rates continue to rise. The key to ensuring positive cash flow is to effectively manage working capital, such as your company's short-term assets and liabilities, including cash, inventory, and accounts payable and receivable. It is essential ...

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Strategies to streamline your business expenses
Business Resources

Strategies to streamline your business expenses

The success and sustainability of any organization relies heavily on its ability to effectively manage business expenses. By implementing smart strategies, businesses can streamline their expenses, optimize cash flow, and improve overall financial health. Here are some strategies that can help you reduce costs and increase profitability.Conduct an expense auditThe ...

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Strategies for identifying and mitigating foreign exchange risks
Commercial Insight

Strategies for identifying and mitigating foreign exchange risks

Foreign exchange (FX) investments can come with high risks. For instance, the exchange rates for foreign currency can fluctuate greatly, impacting the value of foreign assets and exposing you to liabilities. Foreign exchange risks can also have a significant impact on businesses that operate internationally, as they can affect profitability, cash flow, ...

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How your business can stay competitive despite rising interest rates
Commercial Insight

How your business can stay competitive despite rising interest rates

Today, rising interest rates and higher borrowing costs are presenting daunting challenges to businesses, leading to increased expenses and impacting profit margins. However, there are some strategies that businesses like yours can adopt to help stay competitive in the market and overcome today’s tough economic climate.Improve cash flowOne of the ...

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Fighting food insecurity during Hunger Action Month
Our Commitment

Fighting food insecurity during Hunger Action Month

Food insecurity or the lack of access to enough food to live an active and healthy life has long been a challenge for many families and individuals across the country. According to data from Feeding America, about 34 million people suffer from a lack of access to food – and ...

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