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Copyright © 2021 Valley National Bank, All Rights Reserved.
Member FDIC, Equal Housing Lender
More than 11 million minority-owned businesses make up the economic fabric of the United States, according to data compiled by The Business Journals, and these businesses generate about $1.8 trillion in annual revenue, making up a good portion of the country’s economic success.Yet, minority-owned businesses do not receive nearly as ...
It’s an unfortunate and historic truth that Black entrepreneurs often face barriers to entry when trying to build their businesses in a way that their white-owned counterparts do not.Limited access to capital and a lack of financial assistance have long been roadblocks for Black entrepreneurs, and the impact of the ...
As the U.S. economy begins to recover in the wake of the COVID-19 pandemic, the historically low interest rates we’ve seen will begin to rise. In fact, long-term interest rates are already on the increase following the passage of the latest stimulus package. A recent Kiplinger report predicts that the ...
The COVID-19 pandemic put many businesses in a Catch-22: they may want to postpone equipment purchases to reduce expenditures and reserve cash, but at the same time, many need to upgrade to new equipment and technologies to stay efficient, productive, and competitive. Equipment financing may make it possible to get ...
During stressful economic times, businesses have sought out asset-based lending to fuel their recovery as opposed to more traditional corporate loans – and for good reason. Cash flow limitations due to reduced demand, supply chain issues, and global events have made standard borrowing structures unattainable for many organizations.Asset-based loans are ...
As businesses in the United States have struggled in the wake of the COVID-19 pandemic, they’ve had to mitigate risk, preserve cash and implement strategies to protect themselves from turbulent economies, both domestic and foreign. Foreign currency exchange rates can fluctuate greatly due to factors like unemployment, civil unrest, trade ...
The original theme of this month's newsletter changed rather dramatically as the early March events in the banking sector radically altered the tone in the markets. While the focus had been a deeper dive into the “Recession vs Runway” theme for an economic landing, the failures of Silicon Valley Bank ...
Married couples seem to get a lot of breaks when it comes to finances—presumably, two people are earning (and sharing) income; they might have more choices for affordable insurance, and they often enjoy more generous tax deductions. Yet they also have to navigate tricky financial situations, such as allocating their ...
With the price of food on the rise, grocery bills are growing along with it. It can be a challenge to stick to your grocery budget while also trying to check everything off your list. But, with a little effort, you can keep your weekly grocery bill on budget. Whether ...
More than 11 million minority-owned businesses make up the economic fabric of the United States, according to data compiled by The Business Journals, and these businesses generate about $1.8 trillion in annual revenue, making up a good portion of the country’s economic success.Yet, minority-owned businesses do not receive nearly as ...
Do you have a budget? It’s a core factor in improving your financial well-being – both for today and the future. Consider this guide your “budget buddy” and get started today.What is a budget?We hear the word a lot, but what does it really mean to make a budget? At ...
Every March, we celebrate Women’s History Month where we honor women’s contributions in American History. This is a time to celebrate actions big and small that have led the way for progression. The theme for Women’s History Month 2023 is Celebrating the Women Who Tell Our Stories. These women might ...
Copyright © 2021 Valley National Bank, All Rights Reserved.
Member FDIC, Equal Housing Lender