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4 good money habits to build before buying a house
Owning a Home

4 good money habits to build before buying a house

For many people, buying a home is an important financial goal. But because it requires ongoing responsibility, including financial responsibility, buying a home is quite different from most other purchases.To make sure you’re ready for the responsibility of home ownership, start developing the right financial habits before you purchase the ...

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5 tips to keep your financial information secure
Managing Your Money

5 tips to keep your financial information secure

Almost 50 percent of Americans were victims of financial identity theft in 2020, and losses from identity theft increased 42 percent from 2019 to 2020, according to recent research. Online criminals are always on the lookout for information they can sell on the dark web or use to enrich themselves ...

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Why achieving financial independence matters for the Latino community
Managing Your Money

Why achieving financial independence matters for the Latino community

It seems like every generation has to reinvent the wheel when it comes to gaining financial independence, but minorities — especially Latinos — often face challenges when creating a nest egg, retirement fund, or investment portfolio.  According to a report from UnidosUS, one of the largest not-for-profit advocacy groups in the ...

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Saving money on monthly bills
Managing Your Money

Saving money on monthly bills

You’re on a fixed income, and you’re living paycheck to paycheck. You just can’t seem to get ahead and start saving. If only you could lower your payments, you might be able to get some traction. Sound familiar?If it does, you’re not alone. A 2017 study by MarketWatch found that ...

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How interest works
Managing Your Money

How interest works

You see interest rates plastered on ads everywhere – but do you know how you can benefit from those rates? Interest is a basic financial concept, but many people don’t have a full understanding of how it works.In short, interest is the amount someone pays to borrow money. It’s calculated ...

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How to track your spending
Managing Your Money

How to track your spending

The first step to budgeting and saving is to determine how much you spend. Tracking your spending gives you important insight into your habits. This practice will help you make more informed decisions when it comes to your discretionary spending.Once you understand your spending, you can create a budget and ...

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