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Copyright © 2021 Valley National Bank, All Rights Reserved.
Member FDIC, Equal Housing Lender
For many people, buying a home is an important financial goal. But because it requires ongoing responsibility, including financial responsibility, buying a home is quite different from most other purchases.To make sure you’re ready for the responsibility of home ownership, start developing the right financial habits before you purchase the ...
Almost 50 percent of Americans were victims of financial identity theft in 2020, and losses from identity theft increased 42 percent from 2019 to 2020, according to recent research. Online criminals are always on the lookout for information they can sell on the dark web or use to enrich themselves ...
It seems like every generation has to reinvent the wheel when it comes to gaining financial independence, but minorities — especially Latinos — often face challenges when creating a nest egg, retirement fund, or investment portfolio. According to a report from UnidosUS, one of the largest not-for-profit advocacy groups in the ...
You’re on a fixed income, and you’re living paycheck to paycheck. You just can’t seem to get ahead and start saving. If only you could lower your payments, you might be able to get some traction. Sound familiar?If it does, you’re not alone. A 2017 study by MarketWatch found that ...
You see interest rates plastered on ads everywhere – but do you know how you can benefit from those rates? Interest is a basic financial concept, but many people don’t have a full understanding of how it works.In short, interest is the amount someone pays to borrow money. It’s calculated ...
The first step to budgeting and saving is to determine how much you spend. Tracking your spending gives you important insight into your habits. This practice will help you make more informed decisions when it comes to your discretionary spending.Once you understand your spending, you can create a budget and ...
Identity theft occurs when someone steals your personal information and uses it to take your money, use your credit cards or open new ones, file tax returns, make health insurance claims, and more. According to the National Council on Identity Theft Protection, identity theft is shockingly prevalent and on the ...
Women have always had the wherewithal to handle our own financial independence, to plan for retirement, to succeed in owning our own businesses, to excel in the workplace, and so much more. Though it’s taken years of dedication and hard work for society to start catching on to this fundamental ...
The original theme of this month's newsletter changed rather dramatically as the early March events in the banking sector radically altered the tone in the markets. While the focus had been a deeper dive into the “Recession vs Runway” theme for an economic landing, the failures of Silicon Valley Bank ...
Married couples seem to get a lot of breaks when it comes to finances—presumably, two people are earning (and sharing) income; they might have more choices for affordable insurance, and they often enjoy more generous tax deductions. Yet they also have to navigate tricky financial situations, such as allocating their ...
With the price of food on the rise, grocery bills are growing along with it. It can be a challenge to stick to your grocery budget while also trying to check everything off your list. But, with a little effort, you can keep your weekly grocery bill on budget. Whether ...
More than 11 million minority-owned businesses make up the economic fabric of the United States, according to data compiled by The Business Journals, and these businesses generate about $1.8 trillion in annual revenue, making up a good portion of the country’s economic success.Yet, minority-owned businesses do not receive nearly as ...
Copyright © 2021 Valley National Bank, All Rights Reserved.
Member FDIC, Equal Housing Lender