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Unlocking Your Home’s Potential: Reasons to Consider Tapping into Your Home Equity for Renovations
Owning a Home

Unlocking Your Home’s Potential: Reasons to Consider Tapping into Your Home Equity for Renovations

If you’re a homeowner and considering making some renovations, you may have an untapped resource you could be capitalizing on – your home’s equity. Home equity represents the portion of your home that you truly own, calculated by subtracting your mortgage balance from your home's current market value. This equity ...

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How Much House Can You Afford?
Owning a Home

How Much House Can You Afford?

Do you dream of owning your own home? The key to turning that dream into reality lies in understanding how much house you can truly afford. It's not just about finding a home you love; it's about finding one that fits into your budget. Learn how to calculate the right ...

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Should You Rent or Buy a Home in an Unstable Market?
Owning a Home

Should You Rent or Buy a Home in an Unstable Market?

The real estate market has definitely seen its ups and downs over the past few years, leaving potential buyers in a quandary: should you buy or rent a home? Economic uncertainties, fluctuating property values, and unpredictable interest rates can leave you wondering about the wisest choice for your financial future. ...

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How to plan for unexpected new home costs
Managing Your Money

How to plan for unexpected new home costs

  The housing market has been pretty volatile the past few years, with the median price of homes hovering around $400,698 in March of 2023[i]. If you’ve managed to save up enough cash for a down payment and closing costs, congratulations! Being a first time home-buyer is quite an accomplishment. After the ...

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How your home’s equity can help you create the space of your dreams
Managing Your Money

How your home’s equity can help you create the space of your dreams

 Whether your home is brand new or you’ve lived there for as long as you can remember, chances are you have some thoughts on ways it can be improved. If that’s the case, that would put you in line with the average homeowner. While 58% of homeowners remodeled their places in ...

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The Fed says the housing market needs a ‘correction.’ What does that mean?
Owning a Home

The Fed says the housing market needs a ‘correction.’ What does that mean?

When the Federal Reserve announced it was raising interest rates last week, Chairman Jerome Powell said the housing market needs to go through a “correction.”Powell said home prices rose at an “unsustainably fast level” during the pandemic, as he expressed hope that a housing market correction will make prices affordable ...

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