Personal
Business
Why Valley
Connect with us
Download our app
Copyright © 2021 Valley National Bank, All Rights Reserved.
Member FDIC, Equal Housing Lender
As interest rates climb, small businesses are increasingly wondering how it will affect their finances. In fact, a survey from Goldman Sachs found that 88% of small business respondents said inflationary pressures on their business have accelerated since January 2022. One way to hedge against inflation and obtain more stable ...
Today’s housing market continues to be a dream for sellers and a challenge for buyers. Home prices rose dramatically in 2021. According to the National Association of Realtors, the national median home price hit an all-time high last year at $362,800. Those high prices are fueled by record high demand ...
Before borrowing money, it’s always a wise to stop and analyze whether or not it’s really to your benefit. Any loan or charge should help, not hurt your life. There are times when it might be better to use your own resources rather than turn to a lender, but making ...
One benefit of owning a home is getting to build equity in it. Equity refers to the portion of your home you own outright. You can calculate yours by taking the market value of your home and subtracting the balance you owe on your mortgage. If your home could sell ...
You may be familiar with the typical mortgage application and the employment requirement. But what if you own a business, are self-employed, or work freelance? This can make it a bit more challenging to secure your next home loan.Although challenging, this doesn’t have to be a roadblock. Non-traditional employment structures are ...
So, you’ve decided to buy a new car. That’s exciting, but before you run to the dealership, take a moment to look at your finances and determine how much car you can really afford. Understanding your budget before a big purchase is a big step toward creating healthy financial habits. ...
The original theme of this month's newsletter changed rather dramatically as the early March events in the banking sector radically altered the tone in the markets. While the focus had been a deeper dive into the “Recession vs Runway” theme for an economic landing, the failures of Silicon Valley Bank ...
Married couples seem to get a lot of breaks when it comes to finances—presumably, two people are earning (and sharing) income; they might have more choices for affordable insurance, and they often enjoy more generous tax deductions. Yet they also have to navigate tricky financial situations, such as allocating their ...
With the price of food on the rise, grocery bills are growing along with it. It can be a challenge to stick to your grocery budget while also trying to check everything off your list. But, with a little effort, you can keep your weekly grocery bill on budget. Whether ...
More than 11 million minority-owned businesses make up the economic fabric of the United States, according to data compiled by The Business Journals, and these businesses generate about $1.8 trillion in annual revenue, making up a good portion of the country’s economic success.Yet, minority-owned businesses do not receive nearly as ...
Do you have a budget? It’s a core factor in improving your financial well-being – both for today and the future. Consider this guide your “budget buddy” and get started today.What is a budget?We hear the word a lot, but what does it really mean to make a budget? At ...
Every March, we celebrate Women’s History Month where we honor women’s contributions in American History. This is a time to celebrate actions big and small that have led the way for progression. The theme for Women’s History Month 2023 is Celebrating the Women Who Tell Our Stories. These women might ...
Copyright © 2021 Valley National Bank, All Rights Reserved.
Member FDIC, Equal Housing Lender