It’s a bit paradoxical we still talk about buying something with “cold, hard cash” when most of the time we’re literally buying it by swiping plastic or waving around a device. And yet precisely because we’re no longer counting out coins for most purchases, many businesses are experiencing a shortage.Just ...
The holiday countdown is on…and consumers are making their lists and checking them twice. However, it’s important to remember that ‘tis the season for overspending if you’re not careful. In fact, a Lending Tree survey found one-third of consumers amassed holiday debt last year.Fortunately, you can start 2023 with no ...
Goodbye, cash; hello, mobile wallet. If you haven’t yet swiped or tapped to complete a purchase, chances are you will soon as the use of cash falls and alternative payment methods rise.1 In fact, one study finds total spend from mobile wallets2 will grow at a compound annual growth rate ...
If you’re like most people, you want to make the best financial decisions for yourself and your family but you also don’t want to sacrifice the health of the planet. In fact, a recent IBM Consumer survey found that 57% of consumers are willing to change their buying habits to ...
After a long search, or perhaps a lightning-quick encounter with destiny, you found the most loyal and brave of companions – your new dog. However, budgeting for the costs of owning a dog is no simple feat.Learning how to budget for a dog will help you spend less time worrying ...
Money may not be able to buy you happiness, but it can buy treats, toys and training for your furry four-legged friend — and that’s basically the same thing.Though pet ownership has always been a financial commitment, it’s especially true today. Average annual costs now range between $1,270 and $2,800 ...
Data Privacy Day — held on January 28th each year — is an international effort to raise awareness about the importance of respecting privacy, protecting data, and enabling trust. Cybercrimes such as identity theft and online scams continue to take a staggering toll across the globe, with 15 million data ...
Make the new year an opportunity for growth and fulfillment, even during one of the most challenging eras for small business owners.Alykhan Jetha (AJ), an Entrepreneurs' Organization (EO) member in Toronto, is the founder and CEO of Marketcircle Inc., developer of the award-winning Daylite CRM (customer relationship manager) and productivity ...
Environmental, Social and Governance (ESG) is a hot topic in business circles. For more information on the basics of ESG, click here. Valley Bank has made ESG a priority and has dedicated resources and leadership toward the effort, including convening an ESG Council. As a regional organization itself, Valley understands the ...
More than ever, today’s consumer is focused on sustainability and will choose to patronize businesses that embrace environmental, social and governance (ESG) initiatives. A report from PwC found 80% of consumers said they were more likely to buy from a company that supports the environment, and approximately 85% of employees prefer ...
Over the past few years, women have increasingly found success as business owners – in fact research shows that in 2021 nearly half of new business owners were female, compared with just over a quarter in 2019.As a women business owner, you undoubtedly juggle endless responsibilities, which can lead to ...
Selling a business can be exciting, stressful, and life-changing all at once.Congratulations! You’ve beaten the odds, built an enduring, valuable company, and are looking to sell it. If you’re like most business owners, you’re primarily focused on working with your investment banker and M&A attorney to get the best price ...