According to a OnePoll for Ladders survey, the average U.S. adult spends almost $1,500 each month on things they can do without, such as restaurant meals, drinks, takeout or delivery, paid apps, streaming services, and coffee. At the same time, Americans aren’t spending money on some arguably essential items: 40% said they ...
With the price of food on the rise, grocery bills are growing along with it. It can be a challenge to stick to your grocery budget while also trying to check everything off your list. But, with a little effort, you can keep your weekly grocery bill on budget. Whether ...
Do you have a budget? It’s a core factor in improving your financial well-being – both for today and the future. Consider this guide your “budget buddy” and get started today.What is a budget?We hear the word a lot, but what does it really mean to make a budget? At ...
“Buy now, pay later” (BNPL) sounds ideal as a payment method – you get to enjoy that coveted bauble now without worrying about saving up for the whole amount, which can be harder than ever as inflation soars. And on the surface, it seems like a responsible way to purchase ...
It’s a bit paradoxical we still talk about buying something with “cold, hard cash” when most of the time we’re literally buying it by swiping plastic or waving around a device. And yet precisely because we’re no longer counting out coins for most purchases, many businesses are experiencing a shortage.Just ...
The holiday countdown is on…and consumers are making their lists and checking them twice. However, it’s important to remember that ‘tis the season for overspending if you’re not careful. In fact, a Lending Tree survey found one-third of consumers amassed holiday debt last year.Fortunately, you can start 2023 with no ...
Community Commitment – Hebrew Free Loan SocietyInvesting in the communities we serve has been a long-standing pillar of Valley’s mission. When the COVID-19 pandemic began, small businesses were heavily impacted, with many experiencing financial and staffing issues.To help alleviate financial distress, Valley Bank continued to provide resources and grow its ...
One of the reasons that many people keep their savings in the bank is for the security of knowing that those funds will be there when they need them. But recent high-profile bank failures may have some folks concerned that their nest egg isn’t as secure as they might think. ...
According to a OnePoll for Ladders survey, the average U.S. adult spends almost $1,500 each month on things they can do without, such as restaurant meals, drinks, takeout or delivery, paid apps, streaming services, and coffee. At the same time, Americans aren’t spending money on some arguably essential items: 40% said they ...
Debt management can seem like a complicated topic. Luckily, there are relatively straightforward approaches to paying down debt that can point you in the right direction, and help you get a jump on healthier finances. Learning the basics of two core methods to pay down debt, plus key foundational tips, ...
If you run a small business, you most likely will always be looking for new ways to save money. This is because doing so will enable you to grow your business and you can achieve your goals more easily as a result of having more money to spare. That said, ...
Hed: Therapist-Approved Ways to Improve Your Health and Mental Wealth We all know the adage: “Money can’t buy happiness.” But if money provides the peace of mind that comes with knowing you can pay your bills and prepare for your future … can that possibly be true? In fact, new research shows ...