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Unlocking Your Home’s Potential: Reasons to Consider Tapping into Your Home Equity for Renovations
Owning a Home

Unlocking Your Home’s Potential: Reasons to Consider Tapping into Your Home Equity for Renovations

If you’re a homeowner and considering making some renovations, you may have an untapped resource you could be capitalizing on – your home’s equity. Home equity represents the portion of your home that you truly own, calculated by subtracting your mortgage balance from your home's current market value. This equity ...

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Making homeownership a reality for families in Delray Beach
Our Commitment

Making homeownership a reality for families in Delray Beach

Low-and-moderate income (LMI) homebuyers have particularly been affected by the housing market’s volatile interest rates, keeping the dream of homeownership out of reach for many.It’s a challenge that requires innovative solutions, which is why Valley joined the Delray Beach Community Development Corporation (DBCDC), the County of Palm Beach’s Department of ...

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How to reduce interest rate risk when you are building a home
Owning a Home

How to reduce interest rate risk when you are building a home

As the construction market makes a comeback, you might be thinking of building your own dream home. But in an uncertain economy and with interest rates on the rise, you’ll want a financial solution that reduces your financial risk.Introducing – the Power of One. With a single-close construction-to-permanent loan from Valley, ...

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Buying a home in an HOA? Prepare for this sneaky expense.
Owning a Home

Buying a home in an HOA? Prepare for this sneaky expense.

Buying a home means more than just signing up to pay a mortgage. It also means having to deal with additional costs, from property taxes to homeowners insurance to maintenance. And if you purchase a home that's part of a homeowners association (HOA), you'll be required to pay monthly dues ...

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3 pros and 2 cons of buying a new construction home
Owning a Home

3 pros and 2 cons of buying a new construction home

When you decide to buy a house, you'll need to choose between purchasing a pre-existing property that's already on the market and listed for sale by current owners or purchasing a new construction home that a builder creates for you.This decision is a big one. And there are some pros ...

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Demand for new construction homes plummets as prices soar
Owning a Home

Demand for new construction homes plummets as prices soar

There's been a glaring lack of housing inventory in the real estate market this year. That's forced some buyers to rethink their plans -- and stretch their budgets. For some, that's meant paying a premium for new construction, as opposed to buying an existing home that's already been lived in.But ...

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