As the construction market makes a comeback, you might be thinking of building your own dream home. But in an uncertain economy and with interest rates on the rise, you’ll want a financial solution that reduces your financial risk.Introducing – the Power of One. With a single-close construction-to-permanent loan from Valley, ...
Buying a home means more than just signing up to pay a mortgage. It also means having to deal with additional costs, from property taxes to homeowners insurance to maintenance. And if you purchase a home that's part of a homeowners association (HOA), you'll be required to pay monthly dues ...
When you decide to buy a house, you'll need to choose between purchasing a pre-existing property that's already on the market and listed for sale by current owners or purchasing a new construction home that a builder creates for you.This decision is a big one. And there are some pros ...
There's been a glaring lack of housing inventory in the real estate market this year. That's forced some buyers to rethink their plans -- and stretch their budgets. For some, that's meant paying a premium for new construction, as opposed to buying an existing home that's already been lived in.But ...
Even small home remodeling projects can come with large price tags. With some strategic thinking about design, materials, and timing, you can often cut your home renovation costs without cutting corners. If you are investing in a home improvement project, consider the following tips to save on your home renovation ...
Building a new home can be exciting. Yet, new construction requires a lot of planning, and securing financing can be more difficult than with a traditional mortgage. That’s why we’re here to walk you through how to get a home construction loan, the types of loans available, and everything else ...
The original theme of this month's newsletter changed rather dramatically as the early March events in the banking sector radically altered the tone in the markets. While the focus had been a deeper dive into the “Recession vs Runway” theme for an economic landing, the failures of Silicon Valley Bank ...
Married couples seem to get a lot of breaks when it comes to finances—presumably, two people are earning (and sharing) income; they might have more choices for affordable insurance, and they often enjoy more generous tax deductions. Yet they also have to navigate tricky financial situations, such as allocating their ...
With the price of food on the rise, grocery bills are growing along with it. It can be a challenge to stick to your grocery budget while also trying to check everything off your list. But, with a little effort, you can keep your weekly grocery bill on budget. Whether ...
More than 11 million minority-owned businesses make up the economic fabric of the United States, according to data compiled by The Business Journals, and these businesses generate about $1.8 trillion in annual revenue, making up a good portion of the country’s economic success.Yet, minority-owned businesses do not receive nearly as ...
Do you have a budget? It’s a core factor in improving your financial well-being – both for today and the future. Consider this guide your “budget buddy” and get started today.What is a budget?We hear the word a lot, but what does it really mean to make a budget? At ...
Every March, we celebrate Women’s History Month where we honor women’s contributions in American History. This is a time to celebrate actions big and small that have led the way for progression. The theme for Women’s History Month 2023 is Celebrating the Women Who Tell Our Stories. These women might ...