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Copyright © 2021 Valley National Bank, All Rights Reserved.
Member FDIC, Equal Housing Lender
Companies around the world are feeling inflation, especially companies in the United States. The cost of many goods is rising while the tight labor market is pushing wages up. Although it is always a good time to look at cost-cutting opportunities, that avoids the issue of what exactly is different ...
Like many industries, cannabis was forced to turn over new leaves during the COVID-19 pandemic to survive. After two years of adapting—and thriving—the cannabis industry will be faced with some lingering questions about which trends will last and which ones will go up in smoke.Here are 5 trends to watch ...
Trade finance can accurately be described as the “final frontier” of international business. Virtually all financial institutions can process trade transactions; however, providing an exporter with working capital for a foreign transaction, can be somewhat more challenging.The challenge is more of a perception issue than reality. Extending credit to foreign ...
According to the National Federation of Independent Business, inflation is now considered the number one problem small business owners are facing. A recent poll revealed 22% of small businesses rated inflation as their biggest challenge (the first time that has happened in 41 years), just outpacing labor shortages, which continues ...
Black small business owners often have complicated stories to tell. There were an estimated 134,567 Black- or African American-owned businesses — including 1.3 million employees —reported on the Census Bureau’s 2020 Annual Business Survey. Despite growing numbers — in 2020 there were more new Black-owned businesses proportionate to the total ...
More and more entrepreneurs are already leveraging artificial intelligence in their business processes. There are many different types of artificial intelligence being used today from chatbots to predictive analytics and natural language processing. This post will explore how the incorporation of AI services can help your business. Improved efficiency in customer ...
Many people find managing their finances to be an intimidating task. Saving money and budgeting can help you achieve many of your life’s goals, but sometimes we lose sight of that when making day-to-day decisions. A financial vision board can help with that, providing a daily, visual reminder of your ...
You worked hard to create an attractive credit rating. It took effort and years to develop, and eventually you reached the top of the scale. And then something happened that caused your credit scores to go backwards.Although credit damage is disheartening, take heart. You know that you are a responsible ...
On Wednesday, the Federal Reserve announced an increase to its federal funds rate. This is the rate at which banks can lend each other excess reserves overnight. It is a benchmark rate, not the rate individual borrowers pay. But it affects the rates of both debt and savings.The increase announced ...
How the Nicotras are making a lasting impactGreat communities don't just happen by accident — they are formed over time by people and businesses who have a goal of strengthening and building up those around them. By looking out for the good of the community, you help create a cycle ...
According to the Congressional Research Service, student loan debt now totals more than $1.6 trillion and continues to climb, placing an economic burden on many young people that is difficult to overcome. Student loan debt has become a national crisis, and the COVID-19 pandemic made it worse.To mitigate some of ...
Before borrowing money, it’s always a wise to stop and analyze whether or not it’s really to your benefit. Any loan or charge should help, not hurt your life. There are times when it might be better to use your own resources rather than turn to a lender, but making ...
Copyright © 2021 Valley National Bank, All Rights Reserved.
Member FDIC, Equal Housing Lender