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Copyright © 2021 Valley National Bank, All Rights Reserved.
Member FDIC, Equal Housing Lender
On Wednesday, the Federal Reserve announced an increase to its federal funds rate. This is the rate at which banks can lend each other excess reserves overnight. It is a benchmark rate, not the rate individual borrowers pay. But it affects the rates of both debt and savings.The increase announced ...
Homeownership comes with lots of expenses beyond your mortgage payment. If something goes wrong with the property, you'll be responsible for paying for it -- not your landlord. As a result of fears about repair expenses, some homeowners are interested in purchasing a warranty.Home warranties aren't to be confused with ...
Habitat for Humanity operates with a vision of a world where everyone has a decent place to live. Valley is proud to support Habitat’s vision as a partner of the organization through grants, loan servicing, purchasing mortgages, serving on their boards and providing volunteer service hours.Building stronger communities together Habitat ...
Last year's perfect storm of supply constraints, low-interest rates, and record-high demand led to a sharp increase in home prices. Five clear trends are emerging that will help homeowners decide if they want to engage in the real estate market this year after the median U.S. home price hit an ...
Amid a highly competitive housing market, should you ever skip a home inspection to make your bid more competitive? Or try to get an inspection on the cheap? Here are the dos and don'ts.If you're considering purchasing a home, condominium, or even a commercial building, having the structure thoroughly inspected ...
Soaring inflation and hot real estate markets can leave potential buyers feeling stuck between a rock and a hard place. But there are market conditions that could make buying a home now a smart decision. Inflation is one of them. If you're on the hunt for a new home in ...
Many people find managing their finances to be an intimidating task. Saving money and budgeting can help you achieve many of your life’s goals, but sometimes we lose sight of that when making day-to-day decisions. A financial vision board can help with that, providing a daily, visual reminder of your ...
You worked hard to create an attractive credit rating. It took effort and years to develop, and eventually you reached the top of the scale. And then something happened that caused your credit scores to go backwards.Although credit damage is disheartening, take heart. You know that you are a responsible ...
On Wednesday, the Federal Reserve announced an increase to its federal funds rate. This is the rate at which banks can lend each other excess reserves overnight. It is a benchmark rate, not the rate individual borrowers pay. But it affects the rates of both debt and savings.The increase announced ...
How the Nicotras are making a lasting impactGreat communities don't just happen by accident — they are formed over time by people and businesses who have a goal of strengthening and building up those around them. By looking out for the good of the community, you help create a cycle ...
According to the Congressional Research Service, student loan debt now totals more than $1.6 trillion and continues to climb, placing an economic burden on many young people that is difficult to overcome. Student loan debt has become a national crisis, and the COVID-19 pandemic made it worse.To mitigate some of ...
Before borrowing money, it’s always a wise to stop and analyze whether or not it’s really to your benefit. Any loan or charge should help, not hurt your life. There are times when it might be better to use your own resources rather than turn to a lender, but making ...
Copyright © 2021 Valley National Bank, All Rights Reserved.
Member FDIC, Equal Housing Lender