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Take these 5 steps to build your business credit score
Business Resources

Take these 5 steps to build your business credit score

Unfortunately, it's becoming harder and harder for small businesses to borrow money. In addition to economic uncertainty, many lenders tightened their standards following the banking crisis earlier this year. As a small business owner, this makes it more important than ever to build a business credit history.Your business credit history ...

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Why your credit score matters when renting an apartment
Managing Your Money

Why your credit score matters when renting an apartment

Finding the perfect apartment can be exciting, but the process can also be stressful when you’re faced with strict rental requirements. One factor that can significantly impact your apartment search is your credit score. Your credit score is a numerical representation of your creditworthiness and financial responsibility, and it plays ...

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BNPL credit reporting changes are coming: are you and your customers ready?
Business Resources

BNPL credit reporting changes are coming: are you and your customers ready?

Buy-now-pay-later (BNPL) is an increasingly attractive option for customers to pay for purchases. These providers offer instant approval and zero-interest installment payments, making them an attractive option for buyers who may have liquidity or credit issues. Plus, until recently, BNPL providers did not report to credit bureaus. This spring, however, the ...

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How to help customers harness the power of BNPL
Business Resources

How to help customers harness the power of BNPL

Offering your customers a buy-now-pay-later (BNPL) solution is a good way to provide a frictionless payment experience. Still, businesses should do more than include a BNPL provider on their checkout portal. Companies should consider their role in explaining how BNPL works and why it might be an alternative payment option ...

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Should you use buy now pay later?
Business Resources

Should you use buy now pay later?

Buy-now-pay-later makes it easier to purchase expensive items, essentially lending you the money to make a purchase in exchange for recurring repayments. Many consumers may not understand the finer details of how BNPL providers work. In fact, BNPL works differently than other common forms of credit, such as credit cards ...

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Should you swipe or tap? Why new payment methods may be safer than cash or card
Managing Your Money

Should you swipe or tap? Why new payment methods may be safer than cash or card

Goodbye, cash; hello, mobile wallet. If you haven’t yet swiped or tapped to complete a purchase, chances are you will soon as the use of cash falls and alternative payment methods rise.1 In fact, one study finds total spend from mobile wallets2 will grow at a compound annual growth rate ...

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