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Unlocking the power of credit: A roadmap to financial success
Managing Your Money

Unlocking the power of credit: A roadmap to financial success

Your credit score represents how well you manage your financial obligations. If you’re confused by these important three digits, you’re not alone: A FICO survey found that one in five Gen Zers reported that they only understand credit scores a little or not at all. In addition, 29% said they ...

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Credit demystified: Understanding and building your credit score back up 
Managing Your Money

Credit demystified: Understanding and building your credit score back up 

Financial stress is real, and an unhealthy credit score—one that designates you as a credit risk—can add to your stress. On the flip side, a FICO study found that 85% of U.S. consumers feel more secure in the rest of their lives when their credit score is healthy.  After all, a ...

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The ABCs of building good credit
Managing Your Money

The ABCs of building good credit

Credit scores are not something that most people think about very often, but having a good score is crucial. In addition to needing a good score for a loan, you need a credit check to:Obtain utilitiesApply for a jobRent an apartmentApply for insuranceObtain cell phone serviceYour credit score isn't something ...

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Take these 5 steps to build your business credit score
Business Resources

Take these 5 steps to build your business credit score

Unfortunately, it's becoming harder and harder for small businesses to borrow money. In addition to economic uncertainty, many lenders tightened their standards following the banking crisis earlier this year. As a small business owner, this makes it more important than ever to build a business credit history.Your business credit history ...

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Why your credit score matters when renting an apartment
Managing Your Money

Why your credit score matters when renting an apartment

Finding the perfect apartment can be exciting, but the process can also be stressful when you’re faced with strict rental requirements. One factor that can significantly impact your apartment search is your credit score. Your credit score is a numerical representation of your creditworthiness and financial responsibility, and it plays ...

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BNPL credit reporting changes are coming: are you and your customers ready?
Business Resources

BNPL credit reporting changes are coming: are you and your customers ready?

Buy-now-pay-later (BNPL) is an increasingly attractive option for customers to pay for purchases. These providers offer instant approval and zero-interest installment payments, making them an attractive option for buyers who may have liquidity or credit issues. Plus, until recently, BNPL providers did not report to credit bureaus. This spring, however, the ...

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