Buying a home can be exciting and stressful – all in one. That’s why to help you get through it, you find a trusted real estate agent and mortgage consultant to guide you through the journey. But what may surprise you is that other lenders who you’ve never reached out to are ...
Housing prices are dropping.After a prolonged increase in housing prices, signals are now pointing to a cooling-off period. Instead of home buyers getting excited about this possibility, many wonder if buying a house during a recession is still a wise investment.While there are some exceptions, owning a home is still ...
When Nick Weith and Damien Mordecai bought their Gowanda, New York house in 2020, the Zillow listing read “Built in 1940.” But they knew better.The boxy silhouette. The Second Empire roof. It was clearly Victorian Era. That 1940 date? It had to be a placeholder.After a deep dive into the ...
Over the last few years, purchasing a home has felt a lot like competing in a triathlon.However, instead of vying for a trophy, home buyers have duked it out for the nation's limited amount of housing inventory. Spurred on by historically low mortgage rates and the desire for larger living spaces ...
Homebuyers are taking their purchasing power back — and that means sellers no longer rule the roost.As the Federal Reserve's attempts to cool inflation boost interest rates, it's led to a slowdown in the real estate market that has shifted purchasing dynamics.Across the country, 14.9% of homes that went under ...
Buying a home is one of the most significant purchases — and financial investments — people make in their lives. Including a home inspection contingency with your offer is one of the most effective ways to protect that investment.Some buyers may choose to waive a home inspection in a competitive ...
Community Commitment – Hebrew Free Loan SocietyInvesting in the communities we serve has been a long-standing pillar of Valley’s mission. When the COVID-19 pandemic began, small businesses were heavily impacted, with many experiencing financial and staffing issues.To help alleviate financial distress, Valley Bank continued to provide resources and grow its ...
One of the reasons that many people keep their savings in the bank is for the security of knowing that those funds will be there when they need them. But recent high-profile bank failures may have some folks concerned that their nest egg isn’t as secure as they might think. ...
According to a OnePoll for Ladders survey, the average U.S. adult spends almost $1,500 each month on things they can do without, such as restaurant meals, drinks, takeout or delivery, paid apps, streaming services, and coffee. At the same time, Americans aren’t spending money on some arguably essential items: 40% said they ...
Debt management can seem like a complicated topic. Luckily, there are relatively straightforward approaches to paying down debt that can point you in the right direction, and help you get a jump on healthier finances. Learning the basics of two core methods to pay down debt, plus key foundational tips, ...
If you run a small business, you most likely will always be looking for new ways to save money. This is because doing so will enable you to grow your business and you can achieve your goals more easily as a result of having more money to spare. That said, ...
Hed: Therapist-Approved Ways to Improve Your Health and Mental Wealth We all know the adage: “Money can’t buy happiness.” But if money provides the peace of mind that comes with knowing you can pay your bills and prepare for your future … can that possibly be true? In fact, new research shows ...