Before borrowing money, it’s always a wise to stop and analyze whether or not it’s really to your benefit. Any loan or charge should help, not hurt your life. There are times when it might be better to use your own resources rather than turn to a lender, but making ...
One benefit of owning a home is getting to build equity in it. Equity refers to the portion of your home you own outright. You can calculate yours by taking the market value of your home and subtracting the balance you owe on your mortgage. If your home could sell ...
Even small home remodeling projects can come with large price tags. With some strategic thinking about design, materials, and timing, you can often cut your home renovation costs without cutting corners. If you are investing in a home improvement project, consider the following tips to save on your home renovation ...
Life is full of big-ticket items and using your home as a financial tool opens many possibilities to pay for great expenses such as college, weddings, and home remodeling. One of the many benefits of owning a home is the ability to borrow against your equity, which is the difference between ...
Despite potential inflationary pressures, the economy continues to chug along as many consumers are flush with cash and eager to enjoy purchases they might have delayed. Small businesses are well-positioned to reap the benefits, with 82% of consumers saying they would choose a local product over a national brand. Here’s ...
Supply chain disruptions continue to be a pervasive and major problem across industries in the US, serving as a catalyst to the skyrocketing inflation rate. Supply chain issues have hit the manufacturing sector especially hard, causing production delays, increasing prices for raw materials and goods, and hampering growth.Unfortunately, many manufacturing ...
For the month of June, we're celebrating Pride Month by highlighting local businesses owned by members of the LGBTQ+ community. Below you'll meet Alba Susana Johnson, also known as Susy, owner of Alba S. Johnson Esq., based out of Florida.The early daysAlba has been an attorney since 1988, but has ...
For the month of June, we're celebrating Pride Month by highlighting local businesses owned by members of the LGBTQ+ community. Below you'll meet Ray and Lyn, co-owners at Visage Salon & Spa located in Oradell, NJ.How it all startedVisage Salon & Spa started 24 years ago, and their product line ...
According to new survey data of small business owners from Goldman Sachs, the most significant problem facing their business is hiring and retaining qualified employees. While generous compensation is certainly a crucial factor in employee satisfaction, you might be surprised to find that an elevated company culture can play an integral role ...
When prices on consumer items are affordable, you can enjoy a certain sense of economic freedom, especially when your income is at least keeping pace with the rate of inflation. However, when those costs increase but your earnings don’t, your personal budget constricts - making you less financially free than ...