When Nick Weith and Damien Mordecai bought their Gowanda, New York house in 2020, the Zillow listing read “Built in 1940.” But they knew better.The boxy silhouette. The Second Empire roof. It was clearly Victorian Era. That 1940 date? It had to be a placeholder.After a deep dive into the ...
Over the last few years, purchasing a home has felt a lot like competing in a triathlon.However, instead of vying for a trophy, home buyers have duked it out for the nation's limited amount of housing inventory. Spurred on by historically low mortgage rates and the desire for larger living spaces ...
As the construction market makes a comeback, you might be thinking of building your own dream home. But in an uncertain economy and with interest rates on the rise, you’ll want a financial solution that reduces your financial risk.Introducing – the Power of One. With a single-close construction-to-permanent loan from Valley, ...
Practically everything you want to buy costs exponentially more than it did even a few months ago. Americans across the country are struggling to manage rapidly rising costs on everything from grocery store items to gas for their cars. And now the cost of loans and credit cards is also ...
On Wednesday, the Federal Reserve announced an increase to its federal funds rate. This is the rate at which banks can lend each other excess reserves overnight. It is a benchmark rate, not the rate individual borrowers pay. But it affects the rates of both debt and savings.The increase announced ...
Last year was characterized by a housing market unlike any we have seen in recent memory; it was a seller’s dream and a buyer’s nightmare. The national median home price hit an all-time high in June at $362,800, and, according to Redfin, the typical home sold in just 15 days. ...
Data Privacy Day — held on January 28th each year — is an international effort to raise awareness about the importance of respecting privacy, protecting data, and enabling trust. Cybercrimes such as identity theft and online scams continue to take a staggering toll across the globe, with 15 million data ...
Make the new year an opportunity for growth and fulfillment, even during one of the most challenging eras for small business owners.Alykhan Jetha (AJ), an Entrepreneurs' Organization (EO) member in Toronto, is the founder and CEO of Marketcircle Inc., developer of the award-winning Daylite CRM (customer relationship manager) and productivity ...
Environmental, Social and Governance (ESG) is a hot topic in business circles. For more information on the basics of ESG, click here. Valley Bank has made ESG a priority and has dedicated resources and leadership toward the effort, including convening an ESG Council. As a regional organization itself, Valley understands the ...
More than ever, today’s consumer is focused on sustainability and will choose to patronize businesses that embrace environmental, social and governance (ESG) initiatives. A report from PwC found 80% of consumers said they were more likely to buy from a company that supports the environment, and approximately 85% of employees prefer ...
Over the past few years, women have increasingly found success as business owners – in fact research shows that in 2021 nearly half of new business owners were female, compared with just over a quarter in 2019.As a women business owner, you undoubtedly juggle endless responsibilities, which can lead to ...
Selling a business can be exciting, stressful, and life-changing all at once.Congratulations! You’ve beaten the odds, built an enduring, valuable company, and are looking to sell it. If you’re like most business owners, you’re primarily focused on working with your investment banker and M&A attorney to get the best price ...