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Copyright © 2021 Valley National Bank, All Rights Reserved.
Member FDIC, Equal Housing Lender
Cash-out refinance loans and second mortgages both allow you to borrow money while using your home as collateral for the loan. But there are important differences between them to consider when deciding which of the two -- if either -- is right for you.Here are three of the biggest differences ...
Refinancing a home can help property owners reduce the cost of their mortgage. It's a pretty simple process. Homeowners who already have a mortgage will apply for a new refinance loan, either from their current lender or a different one. If approved, they'll use the loan proceeds to repay their ...
Mortgage refinancing can provide homeowners with options to consolidate debt, obtain a lower interest rate, and tap equity to pay for big-ticket expenses. Whatever the reason for refinancing, homeowners who have jumbo loans—those intended to finance luxury homes and properties—may face a demanding process because there’s more money at stake. Jumbo ...
If interest rates are rising, you shouldn’t view that as a sure sign to put off refinancing your mortgage. When any of these 5 situations occur, it might indicate a good time to call for refinancing. Current loan is at a high interest rateEven if interest rates are rising, they ...
Refinancing. You’re certainly familiar with the term. The draw of lower interest rates and monthly payments sounds enticing, but is it worth the hassle?The answer is maybe. It’s all about the numbers, and making them work for you. Refinancing can be a great contribution to a long-term financial strategy. Let’s ...
Refinancing can be a great way to lower your payments or to free up some cash for renovations.It’s a useful tool that many homeowners will take advantage of at one point or another. However, is there such a thing as too many refinances?Legally speaking, no. There are no specific regulations ...
The holiday countdown is on…and consumers are making their lists and checking them twice. However, it’s important to remember that ‘tis the season for overspending if you’re not careful. In fact, a Lending Tree survey found one-third of consumers amassed holiday debt last year.Fortunately, you can start 2023 with no ...
Empowering our communities to thrive is at the core of what we do. That’s why, in 2020, Valley Bank was proud to support the commission of a new mural by the Northern New Jersey Community Foundation (NNJCF) in Englewood, New Jersey to celebrate the impact of Black women on the ...
Buy-now-pay-later (BNPL) is an increasingly attractive option for customers to pay for purchases. These providers offer instant approval and zero-interest installment payments, making them an attractive option for buyers who may have liquidity or credit issues. Plus, until recently, BNPL providers did not report to credit bureaus. This spring, however, the ...
Business owners may feel like the distinction between business and personal has become increasingly blurred these days, but one thing’s certain — the IRS doesn’t see things that way. As a small business owner, separating your personal wealth from your business finances is essential. Doing so not only helps when ...
Knowing a recession is likely on the way is causing a lot of stress and concern for business owners. Taking action can help business owners regain control during uncertain economic times. Keep reading to learn how entrepreneurs can strengthen their balance sheet now to prepare for the potential upcoming recession. What makes ...
Vivaria’s mission is to reimagine food systems and how we approach food waste to create a more efficient, equitable, and cleaner future. Recapture waste, revitalize the soil, renew our world.Over the years Christina has held management roles in the US and abroad in the education sector, government advisory work, agribusiness, ...
Copyright © 2021 Valley National Bank, All Rights Reserved.
Member FDIC, Equal Housing Lender