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Am I ready to start searching for a franchise?
Business Resources

Am I ready to start searching for a franchise?

Owning a franchised business can be extremely lucrative. Franchises are established businesses that have had market success and function under a corporate structure that dictates the business’ operations, making management a streamlined process.Owners can benefit from this corporate framework because it will often provide built-in branding, marketing and operational processes, ...

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The 5 basic types of franchises
Business Resources

The 5 basic types of franchises

Buying a franchise is a great investment for entrepreneurs looking for a proven business model where the operations are turnkey and the brand recognition and internal processes are built in. If you’re looking to buy a franchise, it’s important to know which model you’d like to adopt and which industry ...

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Should your small business re-finance to a fixed-rate loan?
Business Resources

Should your small business re-finance to a fixed-rate loan?

As interest rates climb, small businesses are increasingly wondering how it will affect their finances. In fact, a survey from Goldman Sachs found that 88% of small business respondents said inflationary pressures on their business have accelerated since January 2022. One way to hedge against inflation and obtain more stable ...

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10 ways to support Black-owned small businesses as a consumer
Managing Your Money

10 ways to support Black-owned small businesses as a consumer

Black small business owners often have complicated stories to tell. There were an estimated 134,567 Black- or African American-owned businesses — including 1.3 million employees —reported on the Census Bureau’s 2020 Annual Business Survey. Despite growing numbers — in 2020 there were more new Black-owned businesses proportionate to the total ...

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PPP Forgiveness: Why it’s important to apply
Business Resources

PPP Forgiveness: Why it’s important to apply

The Paycheck Protection Program (PPP), in partnership with the Small Business Administration (SBA), gave out $669 billion in loans to help small businesses across the country stay afloat and continue to pay their employees throughout the crisis.If your business was one of the almost 12 million businesses that received a ...

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