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Copyright © 2021 Valley National Bank, All Rights Reserved.
Member FDIC, Equal Housing Lender
Owning a franchised business can be extremely lucrative. Franchises are established businesses that have had market success and function under a corporate structure that dictates the business’ operations, making management a streamlined process.Owners can benefit from this corporate framework because it will often provide built-in branding, marketing and operational processes, ...
Buying a franchise is a great investment for entrepreneurs looking for a proven business model where the operations are turnkey and the brand recognition and internal processes are built in. If you’re looking to buy a franchise, it’s important to know which model you’d like to adopt and which industry ...
As interest rates climb, small businesses are increasingly wondering how it will affect their finances. In fact, a survey from Goldman Sachs found that 88% of small business respondents said inflationary pressures on their business have accelerated since January 2022. One way to hedge against inflation and obtain more stable ...
Black small business owners often have complicated stories to tell. There were an estimated 134,567 Black- or African American-owned businesses — including 1.3 million employees —reported on the Census Bureau’s 2020 Annual Business Survey. Despite growing numbers — in 2020 there were more new Black-owned businesses proportionate to the total ...
The Paycheck Protection Program (PPP), in partnership with the Small Business Administration (SBA), gave out $669 billion in loans to help small businesses across the country stay afloat and continue to pay their employees throughout the crisis.If your business was one of the almost 12 million businesses that received a ...
Identity theft occurs when someone steals your personal information and uses it to take your money, use your credit cards or open new ones, file tax returns, make health insurance claims, and more. According to the National Council on Identity Theft Protection, identity theft is shockingly prevalent and on the ...
Women have always had the wherewithal to handle our own financial independence, to plan for retirement, to succeed in owning our own businesses, to excel in the workplace, and so much more. Though it’s taken years of dedication and hard work for society to start catching on to this fundamental ...
The original theme of this month's newsletter changed rather dramatically as the early March events in the banking sector radically altered the tone in the markets. While the focus had been a deeper dive into the “Recession vs Runway” theme for an economic landing, the failures of Silicon Valley Bank ...
Married couples seem to get a lot of breaks when it comes to finances—presumably, two people are earning (and sharing) income; they might have more choices for affordable insurance, and they often enjoy more generous tax deductions. Yet they also have to navigate tricky financial situations, such as allocating their ...
With the price of food on the rise, grocery bills are growing along with it. It can be a challenge to stick to your grocery budget while also trying to check everything off your list. But, with a little effort, you can keep your weekly grocery bill on budget. Whether ...
More than 11 million minority-owned businesses make up the economic fabric of the United States, according to data compiled by The Business Journals, and these businesses generate about $1.8 trillion in annual revenue, making up a good portion of the country’s economic success.Yet, minority-owned businesses do not receive nearly as ...
Copyright © 2021 Valley National Bank, All Rights Reserved.
Member FDIC, Equal Housing Lender