What goes up must come down — even if it takes a while. The Federal Reserve's attempts to cool inflation have yet to bring the economy to equilibrium. As it approaches a likely downturn, experts predict a recession could hit the US within the next 12 months. In the past, recessions have ...
Buying a home is one of the most significant purchases — and financial investments — people make in their lives. Including a home inspection contingency with your offer is one of the most effective ways to protect that investment.Some buyers may choose to waive a home inspection in a competitive ...
On Wednesday, the Federal Reserve announced an increase to its federal funds rate. This is the rate at which banks can lend each other excess reserves overnight. It is a benchmark rate, not the rate individual borrowers pay. But it affects the rates of both debt and savings.The increase announced ...
If you’ve been avidly reading the headlines on the soaring real estate market, you might be thinking that now is the time to cash in…sell your spacious home and move into a smaller place you can rent or own. One issue that many sellers often don’t completely understand is the ...
It's fair to say the start of 2022 isn't the best time to purchase a home. Not only have mortgage rates climbed in recent weeks, but home prices are still sitting at record highs, making them unaffordable for many buyers. Plus, housing inventory is still extremely low, so buyers today ...
Your neighbor just sold their house for how much? Housing prices continue to soar, with Zillow estimating they could climb 21% in 2022, bolstering the already-steady gains of 2021. A real estate market this appealing might leave you wondering if now is the right time to sell your home. But ...
Community Commitment – Hebrew Free Loan SocietyInvesting in the communities we serve has been a long-standing pillar of Valley’s mission. When the COVID-19 pandemic began, small businesses were heavily impacted, with many experiencing financial and staffing issues.To help alleviate financial distress, Valley Bank continued to provide resources and grow its ...
One of the reasons that many people keep their savings in the bank is for the security of knowing that those funds will be there when they need them. But recent high-profile bank failures may have some folks concerned that their nest egg isn’t as secure as they might think. ...
According to a OnePoll for Ladders survey, the average U.S. adult spends almost $1,500 each month on things they can do without, such as restaurant meals, drinks, takeout or delivery, paid apps, streaming services, and coffee. At the same time, Americans aren’t spending money on some arguably essential items: 40% said they ...
Debt management can seem like a complicated topic. Luckily, there are relatively straightforward approaches to paying down debt that can point you in the right direction, and help you get a jump on healthier finances. Learning the basics of two core methods to pay down debt, plus key foundational tips, ...
If you run a small business, you most likely will always be looking for new ways to save money. This is because doing so will enable you to grow your business and you can achieve your goals more easily as a result of having more money to spare. That said, ...
Hed: Therapist-Approved Ways to Improve Your Health and Mental Wealth We all know the adage: “Money can’t buy happiness.” But if money provides the peace of mind that comes with knowing you can pay your bills and prepare for your future … can that possibly be true? In fact, new research shows ...