What goes up must come down — even if it takes a while. The Federal Reserve's attempts to cool inflation have yet to bring the economy to equilibrium. As it approaches a likely downturn, experts predict a recession could hit the US within the next 12 months. In the past, recessions have ...
Buying a home is one of the most significant purchases — and financial investments — people make in their lives. Including a home inspection contingency with your offer is one of the most effective ways to protect that investment.Some buyers may choose to waive a home inspection in a competitive ...
On Wednesday, the Federal Reserve announced an increase to its federal funds rate. This is the rate at which banks can lend each other excess reserves overnight. It is a benchmark rate, not the rate individual borrowers pay. But it affects the rates of both debt and savings.The increase announced ...
If you’ve been avidly reading the headlines on the soaring real estate market, you might be thinking that now is the time to cash in…sell your spacious home and move into a smaller place you can rent or own. One issue that many sellers often don’t completely understand is the ...
It's fair to say the start of 2022 isn't the best time to purchase a home. Not only have mortgage rates climbed in recent weeks, but home prices are still sitting at record highs, making them unaffordable for many buyers. Plus, housing inventory is still extremely low, so buyers today ...
Your neighbor just sold their house for how much? Housing prices continue to soar, with Zillow estimating they could climb 21% in 2022, bolstering the already-steady gains of 2021. A real estate market this appealing might leave you wondering if now is the right time to sell your home. But ...
Data Privacy Day — held on January 28th each year — is an international effort to raise awareness about the importance of respecting privacy, protecting data, and enabling trust. Cybercrimes such as identity theft and online scams continue to take a staggering toll across the globe, with 15 million data ...
Make the new year an opportunity for growth and fulfillment, even during one of the most challenging eras for small business owners.Alykhan Jetha (AJ), an Entrepreneurs' Organization (EO) member in Toronto, is the founder and CEO of Marketcircle Inc., developer of the award-winning Daylite CRM (customer relationship manager) and productivity ...
Environmental, Social and Governance (ESG) is a hot topic in business circles. For more information on the basics of ESG, click here. Valley Bank has made ESG a priority and has dedicated resources and leadership toward the effort, including convening an ESG Council. As a regional organization itself, Valley understands the ...
More than ever, today’s consumer is focused on sustainability and will choose to patronize businesses that embrace environmental, social and governance (ESG) initiatives. A report from PwC found 80% of consumers said they were more likely to buy from a company that supports the environment, and approximately 85% of employees prefer ...
Over the past few years, women have increasingly found success as business owners – in fact research shows that in 2021 nearly half of new business owners were female, compared with just over a quarter in 2019.As a women business owner, you undoubtedly juggle endless responsibilities, which can lead to ...
Selling a business can be exciting, stressful, and life-changing all at once.Congratulations! You’ve beaten the odds, built an enduring, valuable company, and are looking to sell it. If you’re like most business owners, you’re primarily focused on working with your investment banker and M&A attorney to get the best price ...