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Even if you're used to having a variable income, starting a business — which is essentially what taking on a side gig is — can bring new challenges. Creating systems and getting organized at the start can give you a solid foundation for building your income and avoiding unnecessary expenses. ...
Running a business can be a rewarding — but expensive — undertaking. In addition to your revenue, you may need extra capital to keep operations moving smoothly, whether that means making payroll, stabilizing your cash flow or setting your sights on expansion.Borrowing is one tool that can help small business ...
Anyone can make a financial New Year’s resolution to be better about their budgeting, but keeping that resolution is another thing altogether. One way to ensure you stick with your goals is to use science to back them up. The following are some scientific studies that can help you not ...
While it may not be considered optimal, starting a business with no money is certainly possible. But to make it work, you’ll need to take a number of things into consideration, from funding opportunities to making the most of what you have to begin with — even if it’s just ...
Ever wonder if you could start a small business right at home? It’s more common than you might imagine. According to Forbes, as of 2013, more than half the small businesses in the U.S. were based out of someone’s home. While this is encouraging news, you still might feel overwhelmed about where ...
Starting a business isn’t rocket science, but it is a process. If you’ve got an idea and are thinking about taking the next steps, let us help you through the process with this checklist of to-do items. Do your homework. So, you’ve got a great idea? Take that idea to the ...
Despite potential inflationary pressures, the economy continues to chug along as many consumers are flush with cash and eager to enjoy purchases they might have delayed. Small businesses are well-positioned to reap the benefits, with 82% of consumers saying they would choose a local product over a national brand. Here’s ...
Supply chain disruptions continue to be a pervasive and major problem across industries in the US, serving as a catalyst to the skyrocketing inflation rate. Supply chain issues have hit the manufacturing sector especially hard, causing production delays, increasing prices for raw materials and goods, and hampering growth.Unfortunately, many manufacturing ...
For the month of June, we're celebrating Pride Month by highlighting local businesses owned by members of the LGBTQ+ community. Below you'll meet Alba Susana Johnson, also known as Susy, owner of Alba S. Johnson Esq., based out of Florida.The early daysAlba has been an attorney since 1988, but has ...
For the month of June, we're celebrating Pride Month by highlighting local businesses owned by members of the LGBTQ+ community. Below you'll meet Ray and Lyn, co-owners at Visage Salon & Spa located in Oradell, NJ.How it all startedVisage Salon & Spa started 24 years ago, and their product line ...
According to new survey data of small business owners from Goldman Sachs, the most significant problem facing their business is hiring and retaining qualified employees. While generous compensation is certainly a crucial factor in employee satisfaction, you might be surprised to find that an elevated company culture can play an integral role ...
When prices on consumer items are affordable, you can enjoy a certain sense of economic freedom, especially when your income is at least keeping pace with the rate of inflation. However, when those costs increase but your earnings don’t, your personal budget constricts - making you less financially free than ...
Copyright © 2021 Valley National Bank, All Rights Reserved.
Member FDIC, Equal Housing Lender