Your guide to CDs, Money Market and IRA accounts

Published on Jan 25, 2022

Your guide to CDs, Money Market and IRA accounts

Looking to make the most of your savings? There are several great ways you can do that – you just have to understand your options. IRAs, CDs and Money Market Accounts all have their own advantages. See how they’re different and find out which type of accounts may be right for you.

Certificate of Deposit (CDs) 

CDs are a great way to deposit money into an account and watch it grow over a set period. It’s important to keep in mind that once you deposit money into a CD, you can’t withdraw it until the agreed-upon date of maturity.

About CDs

Explore Valley’s CD Offerings


Money Market Accounts (MMAs)

MMAs are accounts used for short-term savings that still allow limited access. Interest rates are typically higher than traditional savings accounts, and many MMAs allow you to access your money through checks, transfers and debit cards.

About Money Market Accounts

Learn more about Valley’s Premium Money Market


Individual Retirement Account (IRA)

Thinking about saving for the long-term? Then consider an IRA — an account regulated by the IRS that offers many tax advantages.

About IRAs

Explore Valley’s IRA Offerings


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Take advantage of rising interest

Take advantage of rising interest

With interest rates the highest they've been in years, now may be a great time to take advantage of one our industry-leading CD rates.

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