Last year was characterized by a housing market unlike any we have seen in recent memory; it was a seller’s dream and a buyer’s nightmare. The national median home price hit an all-time high in June at $362,800, and, according to Redfin, the typical home sold in just 15 days. ...
The legal cannabis industry is experiencing rapid growth in the US, employing over 300,000 people and with anticipated sales of nearly $30 billion by 2025. Cannabis is now only fully illegal in eight states – the remaining states either decriminalized it, legalized it for medical use, or legalized it additionally ...
Looking to make the most of your savings? There are several great ways you can do that – you just have to understand your options. IRAs, CDs and Money Market Accounts all have their own advantages. See how they’re different and find out which type of accounts may be right ...
Even if you're used to having a variable income, starting a business — which is essentially what taking on a side gig is — can bring new challenges. Creating systems and getting organized at the start can give you a solid foundation for building your income and avoiding unnecessary expenses. ...
Even the best-laid holiday budgeting plans could use a little boost from time to time. Lucky for us, we live in a world where technology can help with that. The following are five tech products that can help you track and monitor your holiday spending. Once you have the financial ...
Valley’s Online Banking Platform was designed to provide powerful features and financial tools that help our commercial customers easily perform all their banking in the most convenient and secure way possible. Businesses can use the platform to manage multiple commercial accounts, transfer funds from one account to another, pay bills, ...
Many people find managing their finances to be an intimidating task. Saving money and budgeting can help you achieve many of your life’s goals, but sometimes we lose sight of that when making day-to-day decisions. A financial vision board can help with that, providing a daily, visual reminder of your ...
You worked hard to create an attractive credit rating. It took effort and years to develop, and eventually you reached the top of the scale. And then something happened that caused your credit scores to go backwards.Although credit damage is disheartening, take heart. You know that you are a responsible ...
On Wednesday, the Federal Reserve announced an increase to its federal funds rate. This is the rate at which banks can lend each other excess reserves overnight. It is a benchmark rate, not the rate individual borrowers pay. But it affects the rates of both debt and savings.The increase announced ...
How the Nicotras are making a lasting impactGreat communities don't just happen by accident — they are formed over time by people and businesses who have a goal of strengthening and building up those around them. By looking out for the good of the community, you help create a cycle ...
According to the Congressional Research Service, student loan debt now totals more than $1.6 trillion and continues to climb, placing an economic burden on many young people that is difficult to overcome. Student loan debt has become a national crisis, and the COVID-19 pandemic made it worse.To mitigate some of ...
Before borrowing money, it’s always a wise to stop and analyze whether or not it’s really to your benefit. Any loan or charge should help, not hurt your life. There are times when it might be better to use your own resources rather than turn to a lender, but making ...