Top Tips for Improving Your Financial Literacy

Published on May 02, 2022

Top Tips for Improving Your Financial Literacy

In honor of Financial Literacy Month, we want to encourage people of all ages to educate themselves on financial topics so they can effectively manage their money and achieve their financial goals.

Many people are intimidated by money matters and are unsure of how to manage their own finances, pay their taxes, take out a loan, or invest in the stock market. After all, in many states, financial basics are not even taught in schools, which is why it’s important to seek out the resources you need to help you and your family to make the most of your money.

It’s never too early or late to start learning

Even young children can understand that things cost money, and the value of saving up for something they want. Share these concepts with them early, teach them ways to earn money, and help them to save (and eventually open their first savings account). And if you’ve never had a good grasp on finances, it’s never too late. Choose a topic that has always confused or intimidated you and start to research it. Once you understand that topic, move on to the next and before you know it, you’ll have a strong foundation of financial knowledge.

Use Government Resources

Congress declared April to be Financial Literacy Month 19 years ago and has encouraged both the public and private sectors to offer programs and events to support it. The Financial Literacy and Education Commission was formed with a mission to improve financial literacy, and is a great resource for learning the basics of a financial education – from buying a home, to balancing a checkbook, or saving for retirement.

Check Out Financial Magazines or Newspapers

You can start by reading the financial section of your local newspaper or business newspapers like the Wall Street Journal or the Financial Times. Your may also want to check out money magazines such as Fortune, Forbes, Barron’s, or Money. These and other resources are also available online so do a search. You may also find online tutorials that can help you with specific topics.

Take a Financial Literacy Course

If you want to learn how to make smarter financial decisions and better understand how to manage your personal finances, consider taking an online personal finance class. US News and World Reports recommended these online personal finance courses, most of which are free!

Depend on Valley

At Valley, we’re committed to providing the financial resources, services, and expertise to help you take control of your financial life. Visit our Learning Center for educational resources on a wide range of financial topics and advice, and look to us to help you reach your financial goals – whether that’s buying your first home or planning for retirement. Visit to learn more or contact us.


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