It’s an unfortunate and historic truth that Black entrepreneurs often face barriers to entry when trying to build their businesses in a way that their white-owned counterparts do not.Limited access to capital and a lack of financial assistance have long been roadblocks for Black entrepreneurs, and the impact of the ...
Capital markets activity in the U.S. has slowed considerably this year. In 2020 and 2021, total debt and equity issuance for corporates reached $2.6 and $2.2 trillion, respectively. To-date in 2022, issuance is down 56% to $980 billion. As a result, firms have found it more difficult to obtain financing ...
You'll often hear that pet insurance is a rip-off. Between costly premiums and the number of things these policies won't cover, you might assume there's no sense in purchasing insurance for your pet.But actually, pet insurance could end up being a financial lifeline if your animal is injured or gets ...
Since June of 2021, the U.S. Dollar has appreciated more than 15 percent against a basket of other developed world currencies. In particular, the dollar strength has driven the EUR/USD currency pair to near parity. Therefore, this month we considered how long the run-up could last and what might cause ...
The original theme of this month's newsletter changed rather dramatically as the early March events in the banking sector radically altered the tone in the markets. While the focus had been a deeper dive into the “Recession vs Runway” theme for an economic landing, the failures of Silicon Valley Bank ...
Married couples seem to get a lot of breaks when it comes to finances—presumably, two people are earning (and sharing) income; they might have more choices for affordable insurance, and they often enjoy more generous tax deductions. Yet they also have to navigate tricky financial situations, such as allocating their ...
With the price of food on the rise, grocery bills are growing along with it. It can be a challenge to stick to your grocery budget while also trying to check everything off your list. But, with a little effort, you can keep your weekly grocery bill on budget. Whether ...
More than 11 million minority-owned businesses make up the economic fabric of the United States, according to data compiled by The Business Journals, and these businesses generate about $1.8 trillion in annual revenue, making up a good portion of the country’s economic success.Yet, minority-owned businesses do not receive nearly as ...
Do you have a budget? It’s a core factor in improving your financial well-being – both for today and the future. Consider this guide your “budget buddy” and get started today.What is a budget?We hear the word a lot, but what does it really mean to make a budget? At ...
Every March, we celebrate Women’s History Month where we honor women’s contributions in American History. This is a time to celebrate actions big and small that have led the way for progression. The theme for Women’s History Month 2023 is Celebrating the Women Who Tell Our Stories. These women might ...